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  1. #11
    david's Avatar
    david is offline Senior Member
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    Aug 2007
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    Default Authorize/Capture vs Authorize and then Capture

    Hal,

    The rules I am talking about are the credit card company rules.
    http://usa.visa.com/download/merchan..._merchants.pdf

    In line with bank card (Visa/MasterCard) association rules, the merchant is not allowed to capture transactions until the ordered goods can be shipped, so there may be a time lag between the authorization and the capture. In the sense of your description of getting paid up front - this is the effect of the Authorization step. This step puts a hold on the customer card for the amount of the transaction insuring that when the vendor later applies for a Capture/Settlement of this transaction that indeed the funds are available.

    It should be noted that vendors that charge customer credit cards prior to delivery of goods risk losing their credit card account.

    TribalSketch more than web2print
    David Lewis
    Lucid Dream Software

  2. #12
    Morning Flight's Avatar
    Morning Flight is offline Senior Member
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    Rochester, New York
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    120

    Default

    Quote Originally Posted by david View Post
    The rules I am talking about are the credit card company rules.
    That puts it in a different light - thanks for the clarification, David.

    Hal

  3. #13
    Ultimate's Avatar
    Ultimate is offline Senior Member
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    Sep 2007
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    Canada
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    Default Google Checkout and the likes

    If you are looking only for an online payment method and not a complete web2print solution, you need to look at solutions like Google Checkout, Paypal, 2Checkout and all similars. Most now offer 0$ setup and minimal fees. See: https://checkout.google.com/sell/?gs...id=StzFexxKqGY

    Hope this help,
    Ray

    Ultimate Technographics


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